They offer a steady stream of passive income from periodic interest payments, typically on a semi-annual basis. The common underlying asset may include market indices, equities, interest rates, bonds, mutual funds, and foreign currency exchange rates.īonds offer the opportunity to diversify your investments and earn better yields than bank deposits. This investment potentially pays higher yields but carries the risk of market movements of the underlying share price.Ī structured note is a derivative investment whose return is linked to the market performance of its underlying assets or securities. An equity-linked convertible investment is a short-term capital-at-risk equity-linked investment that gives you the opportunity to purchase shares of a selected company at a discounted price when the investment matures, relative to the price prevailing on the day of the investment.